Aim mortgage how to#
Aim mortgage professional#
Aim mortgage mac#

Those missing items include FHA loans and USDA loans. While they offer all the usual stuff, like home purchase loans and mortgage refinances, along with conforming loans, jumbo loans, and VA loans, several items appear to be missing. But it also means you may not be able to get what you’re looking for.

They lend on primary residences, second homes, and investment properties (1-4 units)Īs alluded to, AimLoan is a streamlined mortgage lender that likes to keep its product menu short and sweet.ĭoing so allows them to offer lower rates and superior customer service.

Fixed-rate mortgages: 30-, 25-, 20-, 15-, and 10-year terms available.

Aim mortgage mac#

Conforming loans backed by Fannie Mae and Freddie Mac.If you don’t want to use their self-service option, you can also call them up directly and connect with a loan officer before beginning the application. Speaking of, you will be asked to submit an appraisal fee at the time you lock your rate, which kind of acts like the application fee, though it covers the appraisal if and when you fund.Īll in all, they appear to make it pretty simple to apply, lock, and close your loan. Simply visit their website and click on “Apply Now.”įrom there you’ll need to provide personal and financial information, then your application will be run through their automated underwriting system.Īssuming you receive a conditional loan approval, you’ll be given the opportunity to lock or float your rate at your desired fee/credit combination.Ī human loan officer and loan processor will also assist you along the way and provide you with a list of any conditions that need to be met.ĭuring that time, a home appraisal will be scheduled if necessary and third-party items like title and escrow will be set up. It’s easy to apply for a home loan with AimLoan. Once approved you can manage your loan via the online borrower portal and upload any required conditions.Then your loan is run through their automated underwriting system.It starts with a digital mortgage application powered by Ellie Mae.They offer the so-called AimLoan 6-Step Process.They also do a lot of business in nearby Arizona and Texas, along with Florida and Georgia.Īt the moment, AimLoan is licensed to lend in all 50 states nationwide, along with the District of Columbia. The company appears to be most active in their home state of California, which accounts for more than a quarter of total loan volume. So you’ll be working with a loan officer and processor remotely. They tend to stick to plain vanilla loans, meaning straightforward stuff that can easily be sold to Fannie Mae and Freddie Mac shortly after funding.ĪimLoan operates as a direct-to-consumer mortgage lender, meaning it’s a call center you can’t visit in person. But they also offer home purchase loans too. Their bread and butter product is the mortgage refinance, whether it’s a rate and term refinance or a cash out refinance. Since that time, they’ve funded more than $23 billion in home loans, with nearly $1.3 billion originated last year. The San Diego, CA-based direct mortgage lender was founded by Vince Kasperick, who continues to serve as the company’s president. Not many companies last that long without being acquired or going out of business. Licensed to do business in all 50 states and D.C.ĪimLoan is a proper veteran in the mortgage industry, having been around since 1998.Most active in the states of California, Arizona, Washington, and Texas.Funded roughly $3.5 billion in home loans last year (2021).Founded in 1998, headquartered in San Diego, California.Direct-to-consumer mortgage lender that offers home purchase and refinance loans.

Aim mortgage how to#

website, where you will find useful information on how to choose the right property, make an offer, negotiate, finance, pick the feasible mortgage rates, move, as well as get hold of all the details needed in making an informed real estate decision in today's market. current listings, or sold listings.īuyers and sellers give reviews to the real estate agents for the level of expertise and professionalism they bring to the real estate transaction.

The range of services the real estate professionals provide is proving ever more valuable in real estate transactions (financing twists and sales contract intricacies).

Aim mortgage professional#

Consumers continue to find value in having a real estate professional help them through the home buying and selling process. provides a wide range of real estate services. AIM Realty, Inc., is a Texas real estate firm, located at 14417 Cornerstone Village Dr, Houston, TX 77014.